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Liability insurance

Liability insurance: understand your exposure, limits and the claims a policy may address.

Let’s talk about your future
Miguel of Strictly Insurance Agency in a navy suit
The right scope starts with a conversation.

What liability means

Liability insurance may cover certain claims for bodily injury or property damage to others, under the contract’s terms.

Scope that fits your situation

We first establish whether your need concerns a vehicle, home or business activity. Each context may require different coverage.

Limits, exclusions and defense

We review payment limits, exclusions and whether the contract includes defense costs for covered claims. Not every claim should be assumed covered.

Before a quote

We discuss what you want to protect and review options and authorizations available for your situation. You do not need to share sensitive information in the form.

Benefits, costs, exclusions and eligibility depend on the product and issued policy. Availability must be confirmed for your state and applicable authorizations.

Questions worth
asking.

Is liability one policy for every risk?

No. Scope depends on the policy type, activity and terms. We first identify which coverage fits your needs.

Can you review my current limits?

Yes. We can review your limits and explain what to compare for your situation.

How do I request information?

Select liability insurance in the form and briefly tell us what you want to protect. Do not include medical, financial or Social Security information.